App for going cashless
Designed for Indian clients, FinoPay is a free business and productivity app by Fino Payments Bank offering cashless payment, insurance services, and top-up options to level up your banking game. It even includes tips to ensure a safe digital banking experience. It’s also designed with the user in mind, thanks to its easy-to-navigate interface.
However—when you open FinoPay—the main screen will load for several seconds before you can access its services. This can be frustrating for users who urgently need to send money to a loved one. Alternatively, there are other options such as Federal Bank - FedMobile and IndOASIS.
Practical features
FinoPay is the new and improved version of Fino BPay, which is good news for long-time clients. Using your contact number, you can send money to a recipient’s Fino bank account or digital wallet for the ultimate convenience. Aside from that, funds can be transferred using an IMPS (Immediate Payment Service), which is done by typing the individual’s bank account number and their IFSC (Indian Financial System Code).
The app offers a convenient bills payment feature, too, allowing for cash-free payment of electricity and water bills. Plus, you can use it to pay for goods at your favorite establishments provided that it has an in-store QR code, reducing the need for physical wallets. In addition, the program lets you avail of its top-up credits for Cable TV, DTH (direct-to-home) television, and many more.
Its favorite feature—on the other hand—ensures that transactions are fast and hassle-free. You can use this if you frequently send money to a particular merchant or user. The app also provides insurance from major insurance companies, helping your family prepare for unforeseen circumstances such as accidents and medical emergencies. Furthermore, the app notifies you of any personalized offers that can be useful for you and your family.
Level up your digital banking experience
FinoPay has everything you need to ensure hassle-free transactions such as QR scanning and its very own favorite feature. It lets you pay for your utility bills and cable services or even purchase an insurance plan for your family. However, despite the benefits it offers to Indian users, you have to endure long load times every time you open the app, which is not good for urgent transactions.
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